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Protect Yourself
In all honesty, members of the medical profession do not always have the highest regard for those in the legal profession due to the sometimes antagonistic relationship we have on occasion. But I received the below information in an email from a friend and I thought it was worth passing on. This is some valid information and advice that will help protect you and your financial well being, and save you some unneeded grief and anxiety should you lose your wallet, checkbook, or purse as the case may be. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks. Put your work phone number on your checks instead of your home phone. If you have a PO Box, use that instead of your home address; if you do not have a PO Box, use your work address. Never have your social security number printed on your checks-you can add by hand it if it is necessary. But if you have it printed, anyone can get it. Also do not have your license driver number printed on the checks as well. Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. A corporate attorney sent the following out to the employees in his company. I pass it along for your information: We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards, etc. Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know: We have been told you should cancel your credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily. File a police report immediately in the jurisdiction where it was stolen; this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one). But here's what is perhaps most important (I never even thought to do this): Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks nitiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks.
The numbers are: We pass along jokes; we pass along just about everything. Do think about passing this information along. It could really help someone you care about. |
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